January 21, 2013

Five Reasons You Should Prefer a Broker & Five Ways We May Differ From Other Brokers


Clarke Insurance is similar to other brokerages.

  1. Real Options: Using a broker allows you to get more than one quote. Insurance brokers work with multiple insurance companies and they can find you the best deals on auto insurance, business insurance, and home insurance. This means you get great prices from top to bottom. These days, shopping for insurance is much like buying airfare. When you buy airfare you don't go directly to the company and purchase hoping it's the best price. You shop multiple companies and by doing so save money!
  2. Real Leverage: Using a broker gives you leverage when dealing with your insurance company. Unlike insurance agents who promote a particular insurance company, a broker promotes you! A broker is your advocate and will be on your side if you need to submit a claim. Think about it—do you want the same company that sold you the policy to represent you in the case of a claim? If you choose to use an agent they are the judge and the jury. Using a broker increases your negotiating power.
  3. Real Advice: Brokers are far more efficient at crosschecking policies and are also very good at educating their customers. Another reason why you can count on real advice—brokers don't work for your money. Broker services are absolutely FREE! Purchasing insurance can be confusing and overwhelming, but when you use a broker you get free insurance advice. It's like a breath of fresh air!
  4. Real Motives: Brokers are motivated by you, the customer. They aren't interested in boosting the good name of insurance companies. They will tell it to you straight and show you why one company's policy might not be as good as another's and so on. They are unbiased and reliable. A broker will assess the risks you may be exposed to, help you identify and purchase needed coverage, and answer all your questions. Their job is to be there for you whenever you need them!
  5. Real Peace of Mind: Using a broker allows you to relax and know that a professional is on your side. Brokers are trained on how to limit your exposure to claims and want to make sure you are protected correctly. They will remind you when your policies are up for renewal or adjustment and take the stress out of re-shopping by providing multiple quotes all in one place.

Clarke Insurance Offers Some Distinct Service Driven Advantages you may not experience with other brokers. 

  1. We are available outside regular office hours.  This is not an idle promise.   We have many clients who can't get away during regular office hours.   We are happy to meet them in the evening or weekend.
  2. We are not tied to our office.  We don't object to meeting you at your residence or business.  We understand it is difficult for many people to get away and meet at the office but still want to deal with someone face to face.   In some situations we much prefer to do so.
  3. We take calls after hours. 




We are not always free to take calls but a lot of the time we are.   We encourage you to phone our cell when you have a question or concern.  It does not have to be an emergency.   If we don't answer we will return your call at the earliest opportunity.   You make it easier on us if you leave a message.

We get involved in claims.

We have a strong desire to make sure you claim is handle well.  We ask you to call us when you have a claim.  We realize that you have to call the authorities first but when you have a claim we really want to know.  We can help.  We can give you some great advice on how your claim should go and what you need to do next.   We monitor your claim and get involved when we need to.

We have a "Service Plan"  
Service really relies on two things.  Regular contact with you so your policy is kept up to date, and information that you can access to learn about your insurance.  Sending you regular correspondence so you have a chance to consider the issues about your insurance policies is the thing that sets us apart.    Whether you have been buying insurance for years or this is your first policy you will find the information we provide is second to no one.

Call Us   306-821-1620


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About Me

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30 years in the insurance industy and still loving it! There is no business like it. I have been in countless homes, farms and businesses over the years and have met a surprising number of people. People I would never have met otherwise. I have been able to help many of them through some pretty rough patches in their lives which is the real reward and motivation for me.